Thinking About Selling Your Home Without an Agent? Read This First.

by Jessica J Baldovinos

Thinking About Selling Your Home Without an Agent? Read This First:
 

When the market is active and homes are selling quickly, many homeowners consider going the For Sale By Owner (FSBO) route. The logic seems simple:

“If I list it myself, I’ll save thousands on agent commission.”

But here’s the truth most FSBO sellers learn the hard way:

You don’t pay for an agent — you pay for the results.
✅ The cost of mistakes in real estate can far outweigh any commission saved.
✅ Most FSBO sellers statistically net less money even after paying commission when they hire a skilled listing agent.

According to national MLS data collected over the past several years:
FSBO homes sell for 12–18% less on average than agent-represented homes.

For a $300,000 home, that’s a $36,000–$54,000 loss — to “save” a 5–6% commission.


Before You List FSBO, Ask Yourself These Questions

1. How will I determine the true value of my home?

Reality:
Online estimates (like Zillow Zestimates) can be off by $10,000 to $70,000+ depending on updates, neighborhood differences, buyer demand, and recent appraisals.

Scenario Example:
A FSBO homeowner priced his home at $250K based on Zestimate.
A listing agent later sold a similar home two doors down for $305K after professional marketing and negotiation.

Loss: $55,000 left on the table — which is more than the total commission would have been.


2. Do I understand the legal requirements and disclosures?

Selling a home involves contracts, mandatory disclosures, inspection obligations, agency forms, and negotiation timelines.

Even one missed form can lead to:

  • Lawsuits

  • Required repairs you weren’t prepared for

  • Buyer cancellation with no compensation

  • Delayed or failed closings

Real estate attorneys are expensive.
Listing agents include this protection built-in.


3. Can I negotiate against seasoned buyers and agents?

The majority of buyers are represented by buyer agents who negotiate every single day.

They are trained to:

  • Push for price reductions

  • Request concessions

  • Get repairs paid for by YOU

  • Leverage inspection and appraisal results

Without professional representation, FSBO sellers often fold under pressure.

Scenario Example:
FSBO listed at $275K → Buyer found a few minor repairs → Negotiated $15K price drop AND $7K in closing cost credits.

Loss: $22,000 due to lack of leverage.


4. How am I handling home showings and lead screening?

You will be interacting with:

  • Random strangers calling your personal number

  • People wanting to “walk through” without pre-approval

  • Investors offering lowball cash

  • Tire-kickers

  • Agents asking, “Are you willing to pay buyer commission?”

Safety and privacy matter.
Professional agents pre-qualify buyers and coordinate private showings safely.


5. How will I market the property professionally?

High-quality marketing isn’t posting photos on Facebook.

Professional agents provide:

  • HDR photography & video

  • Virtual staging & floorplans

  • MLS exposure + Zillow/Redfin/Realtor feeds

  • Social & paid advertising

  • Negotiation strategy to create buyer competition

FSBO homes typically only reach 10–15% of the buyer pool
Agents reach nearly 100%.


Real-Life FSBO vs Agent Comparison

Strategy FSBO With Professional Agent
Pricing Guesswork Market-backed valuation
Marketing Facebook/yard sign Full digital + MLS exposure
Negotiation Inexperienced Skilled and strategic
Buyers Reached Very limited Maximum qualified traffic
Final Sales Price Lower Higher

When FSBO Goes Wrong: A Clear Example

A homeowner listed FSBO at $239,900.
He received an offer for $230,000 and accepted because “it seemed fair.”

Another agent later listed a similar home across the street at $249,900 and through strong marketing & competition, sold it for $264,500 with multiple offers.

Net difference:
FSBO Seller: $230,000
Agent-Listed Seller: $264,500

Loss to FSBO: $34,500

And yes — that was after paying commission.


The Bottom Line

If selling a home was as simple as posting it online, everyone would do it.

But selling for maximum value requires:
✔ pricing strategy
✔ market psychology
✔ negotiation leverage
✔ legal contract knowledge
✔ marketing reach
✔ inspection & appraisal navigation

This is where I step in.


If you’re considering FSBO — let’s talk.

No pressure.
No sales pitch.
Just facts and clarity about what’s truly in your best financial interest.

Because my goal isn’t just to help you sell —
It’s to help you win.


📲 Call or text (336) 567-5843

Brokered by Real Broker, LLC — NCREL #312309
Jessica J. Baldovinos | @JessicaJBRealtor
🔗 Book a 15-min Strategy Call: https://calendly.com/jessicajbrealtor

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